Pray that your husband handle finances wisely, will have discernment concerning budgeting and investments, and will be a good steward of his money in regard to giving to the Lord’s work. Pray that money will not become a source of discord in your family.(Prov. 23:4-5; Rom. 12:13; Heb. 13:5).
This prayer is especially relevant in today’s world. I have not spent so many years on earth, yet I have witnessed quite a number of marriages fold up because of …guess what? Yes, money!
The issue of money and finances seems like such a trivial one when dealing with the more profound feelings and emotions associated with love. However, it is more closely linked than a lot of us realise.
I remember in University, there was a particular slogan that was bandied around by the girls; it was no finance, no romance!
It is sad, but it is an inescapable truth. My parents practice the joint account system and it works for them. But I also know of a marriage that suffered disastrous effects from the joint account system. One was a spendthrift, the other a miser.
Discord also arises when one partner is earning more than the other. This is usually an issue when the woman is earning more than her husband. So what do we do?
I’ll tell the story of a Pastor in Ibadan. He was a full-time Pastor (Translation: He did not earn anything) and his wife was a doctor. So she was effectively the bread-winner. Each month when her pay cheque went into her account, there was a standing order with her bank to transfer the whole sum into her husband’s account. She received her allowance from him.
This is not a hypothetical story; I actually do know the family. It worked that way for them and they are still happy operating like that. But let’s not be naive, I’m aware it will not work as easily for everyone. Each couple needs to pick what suits them. However, there are a few components which must be taken into consideration:
- Trust: If there is no trust in the relationship, no system will work; money will always be an issue regardless of how much or how little both partners earn.
- Budgeting: You need to have a family budget. It is not going to work otherwise. Both parties need to be able to spend (and save) together.
- The Role: Do not forget, the man IS the head of the partnership. Not the boss, just the senior partner and while he needs to live up to his responsibility, his partner (the wife) should allow him be the man that God created him to be.
If you have any more ideas about money and relationships, please leave a comment or send a mail to me at email@example.com.